Prepare For Closing Day
Closing Day Requirements:
Closing day is what you have been waiting for. Come prepared to the closing. You should bring the following:
- Either wire funds or bring a certified check for balance due at closing.
- An insurance binder and paid receipt. Remember to advise of getting your insurance in place in advance during hurricane season.
- Your driver's license for everyone signing the deed.
Transfer of title moves the ownership from the seller to you. The two events that make this happen are:
Delivery of the buyer’s funds
This is the wired funds provided by the lender for the loan.
Delivery of the deed
The deed is the document that transfers ownership of real estate. The deed names the buyer and seller, gives a legal description of the property, and contains the notarized signatures of the seller and witnesses.
At the end of the closing the deed will be taken and recorded at the county clerk’s office. It will be sent to you after it is processed.