Buyer Resources

The Mortgage and Loan Process

We recommend that our buyers get pre-qualified before beginning their home search. Knowing exactly how much you can comfortably spend on a home reduces your potential frustration of looking at homes beyond your financial means.

Funding Your Home Purchase

1. Financial Pre– Qualification or Pre-Approval

Give mortgage broker the required documentation as soon as possible. Expect to have your credit report done immediately.

2. Loan Approval

The underwriter is the final stage of your loan approval. Once approved the documentation is sent to title.

3. Title

A title agent will examine the home for any liens from the current owner or city liens against the home.

4. Funding

Lender reviews the loan package and transfers funds by wire.

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